Zero-Fee Credit Card Processing

Zero-Fee Credit Card Processing

Keep every dollar with Cathedral Payments’ Zero-Fee Credit Card Processing. New federal guidelines let you legally pass card fees to customers, wiping out monthly processing costs. Accept payments online or in-store without slicing into your margins—start saving on every sale today.
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How does the Zero-Fee Credit Card Processing work?

Fees are removed at time of sale
Cathedral Payments software removes processing fees by incorporating them into the sale, passing them to the customer at the time of sale.
Customers with cash are rewarded
Every customer that pays with cash avoids paying the 3.9% fee for card processing.
Your business keeps 100% of the sale
Customers can pay for the convenience of using a credit card letting your business earn every cent

Simplify Payments with Zero-Fee Credit Card Processing

Surcharging and Cash Discounting programs allow businesses to accept credit cards without absorbing processing costs. With zero credit card processing fees, merchants can retain more of their revenue while offering flexible payment options to customers. Our Zero-Fee Credit Card Processing solution ensures compliance, transparency, and seamless integration into your current system. Whether you're a small shop or a high-volume retailer, this approach helps you reduce overhead and stay profitable. For businesses needing even more control and flexibility, we also offer secure and customizable Payment Gateways tailored to your processing needs.
Zero-Fee Credit Card Processing

Start Processing Payments for Free

Free setup, free hardware, and zero-cost onboarding so you keep 100 % of every sale.
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Free Same-Day Setup

Activate your merchant account in minutes and begin accepting cards right away—at no cost.

Pre-Configured Terminal

Receive a plug-and-play card reader that’s ready out of the box; no rental fees or complex programming.

Zero-Cost App & Onboarding

Download a modern POS app and follow a guided onboarding flow—no licence fees, no hidden charges.

24 / 7 Merchant Support

Payment specialists are on call around the clock to keep your transactions running smoothly.

Our Trusted Gateway Partners

Reach out to an account Specialist today!

Get a free rate quote. No commitment required.

Lightning fast underwriting

Most competitive fees

All payment solutions

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